1876 Georgia Home Insurance Co Policy Charleston SC Property Fire Ephemera Antiq For Sale

Approximately 14\" by Overview

• Company: The Georgia Home Insurance Company of Columbus, Georgia

• Policy Number: 50,380

• Date Issued: July 17, 1876 (Expires July 18, 1877)

• Insured Party: John H. Steinmeyer

• Location of Insured Property: Gadsden Street (#1, #3, and #5), Charleston, South Carolina

• Coverage Amount: $3,000.00

• Premium: $33.00

• President: J. Rhodes Browne

• Secretary: Formally signed by a secretary pro-tem / authorized agent (looks like S. M. Murdock or similar).

• Local Broker/Countersign: Countersigned and stamped in Charleston, SC.

This is a fascinating piece of Reconstruction-era Southern mercantile and architectural history. The policy provides detailed coverage for three properties on Gadsden Street in Charleston:

1. #1 Gadsden St: A 2-story wood and shingle dwelling on the West side of the street.

2. #3 Gadsden St: A 2-story wood and shingle dwelling located next north of the above.

3. #5 Gadsden St: A 2-story wooden and shingle dwelling located next north of the last mentioned.

The reverse side of the policy features an incredible, complete breakdown of historical risk underwriting, listing \"Classes of Hazards\" categorized into:

• Hazardous (e.g., Boots and shoes, carpets, dry goods, paper hangings)

• Extra Hazardous (e.g., Apothecaries, daguerreotype & photographic establishments, gas fixtures, toy shops)

• Specially Hazardous (e.g., Acids, bakeries, coach-makers, printers, steamboats, turpentine distilleries)

• General Condition: Good, authentic antique condition with expected wear for a 150-year-old paper document.