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This letter appears to be from the National Bank of Bellows Falls Vermont by request of Hugh Henry. Also includes another letter signed by Henry himself. From our research, it appears that Hugh Henry was a lieutenant in the Civil War and that he is in the family attached to the Henry Homestead in Chester VT.
All ephemera has wear commensurate to age, including, potentially: nicks, folds, smudges, rips at edges, stains, old smells, minor rips at folds , small holes, and other imperfections. You get what you see :)
Our research notes indicate our best efforts but are not guaranteed to be 100% accurate.